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4.9 155 reviews
Loan agency in Chicago, Illinois

4815 W Irving Park Rd, Chicago, IL 60641, USA
+1 (773) 736-9777
www.americashloans.net
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1999-03-11

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about AmeriCash Loans?

Here you see the feedback of our customers.

Marquita was so wonderful to my children and has great customers service

Lacy Boehm

She delivered fast service knowing I had to be at work.

Melisa Legros

Marquita has great customer service experience.

Jeffrey Koch

Love the service here and the staff is always friendly and helpful!

Oswald Miller MD

The manager is personable and yet professional.

Braulio Stracke

She screwed up sending money to wrong country.

Mr. Kurt Goodwin

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Chicago, Illinois

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Chicago, Illinois is taken out easily and quickly. The interest percentage is set respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will AmeriCash Loans help take out a payday loan in Chicago, Illinois?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor processed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by lenders to issue a cash advance. The lending company review many aspects such as financial capabilities to approve the request. Cash advance in Chicago, Illinois may help level up your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Chicago, Illinois

Prairie State Bank and Trust

603 N Springfield St, Virden, IL 62690, USA

+1 (800) 597-2977

psbank.net

Farmers-Merchants National Bank

101 N Taft St, Paxton, IL 60957, USA

+1 (217) 379-4343

Edward Jones - Financial Advisor

405 S Broadway St, Goreville, IL 62939, USA

+1 (618) 995-2722

www.edwardjones.com

Kone Employee's Credit Union

4502 27th St # K, Moline, IL 61265, USA

+1 (309) 736-6461

www.konecu.com

Edward Jones - Financial Advisor: Mike Pfaff

1532 Creek Dr, Morris, IL 60450, USA

+1 (815) 941-1427

www.edwardjones.com

First Bankers Trust Company, N.A.

3333 Broadway St, Quincy, IL 62301, USA

+1 (217) 228-8050

www.firstbankers.com

Nationwide Acceptance LLC

890 N State St, Elgin, IL 60123, USA

+1 (847) 622-0900

www.nac-loans.com

Sterling Federal Bank

821 1st Ave, Rock Falls, IL 61071, USA

+1 (815) 626-0614

www.sterlingfederal.com

OneMain Financial

2727 S 6th St, Springfield, IL 62703, USA

+1 (217) 753-2900

www.onemainfinancial.com

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