Welcome to Our Online Loan Referral Service

2.8 21 reviews

3960 W 26th St, Chicago, IL 60623, USA
+1 (773) 277-8500
www.self-helpfcu.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Self-Help Credit Union?

Here you grapple with the feedback of our customers.

Superior banking experience!

Damion Wuckert

The absolute worse lending institution in the Chicagoland area.

Dr. Osbaldo Jakubowski

The loan department is rude and unprofessional.

Ms. Helga Kohler DVM

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Chicago, Illinois

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Chicago, Illinois is taken out simply and fast. The interest percentage is set respecting the category of the borrower: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Self-Help Credit Union help issue a loan in Chicago, Illinois?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Chicago, il will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Chicago, Illinois

Regional Finance

2921 N Center St Suite 1, Maryville, IL 62062, USA

+1 (618) 217-2223

branches.regionalfinance.com

FNBO - First National Bank of Omaha

1725 S State St, Belvidere, IL 61008, USA

+1 (815) 975-9700

www.fnbo.com

Bank of Stronghurst

108 W Main St, Stronghurst, IL 61480, USA

+1 (309) 924-1316

www.bankofstronghurst.com

Heritage Bank Of Central Il

4488 N Prospect Rd, Peoria Heights, IL 61616, USA

Cash Store

301 W Lincoln Ave Ste B, Charleston, IL 61920, USA

+1 (217) 348-0003

www.cashstore.com

PLS Check Cashing Store

1617 N Cicero Ave, Chicago, IL 60639, USA

+1 (773) 276-6688

pls247.com

Grundy Bank

120 S Main St, Wilmington, IL 60481, USA

+1 (815) 476-7460

www.grundybank.com

Edward Jones - Financial Advisor: Susan Lyon

US-30, Rock Falls, IL 61071, USA

+1 (815) 626-4822

Heights Finance Corporation

322 N Park Blvd, Freeport, IL 61032, USA

+1 (815) 232-2228

www.heightsfinance.com

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