What people think about My Cozy Place Inc?
Below you find some of the opinions of our customers.
Thanks!! The money were deposited to my bank account as promised – within 2 hours. I closed the loan on time and had no problems. The process is hassle-free and legit. Be a responsible customer and you will have no problems.
Rachael Botsford
I had problems with paying off my bank loan and was not sure I would get accepted for a loan with My Cozy Place Inc . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $400 online. Fortunately I got accepted!!! They literally saved my life.
Destiny Toy
A couple of days ago I urgently needed cash to pay for a birthday gift. I submitted an application form via the website of My Cozy Place Inc. I entered the basic personal information. No phone calls. The necessary amount was approved within 20 minutes. The money was transferred to my bank account the same day. Awesome service!
Ms. Nyasia Beatty V
Pay Attention
Now you can review general features of payday loans.
Payday Loans in Chicago, Illinois
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Chicago, Illinois is are simple to access. The interest rate is individual for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get accepted for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.
APR Calculator
Other Payday Lenders in Chicago, Illinois
America's Financial Choice
1665 Wabash Ave F, Springfield, IL 62704, USA
+1 (217) 679-2654
www.afchoice.com
First Merchants Bank
3301 Vollmer Rd, Flossmoor, IL 60422, USA
+1 (708) 263-6415
www.firstmerchants.com
Petefish Skiles & Co Bank
121 N 6th St, Petersburg, IL 62675, USA
+1 (217) 632-2247
www.petefishskiles.com
