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Feedback about Seaway a division of Self-Help Federal Credit Union?
Here you get acquainted with the reviews of our clients.
Very personable and friendly staff that is knowledgeable.
Pink Moore
Friend and good service
Rex Miller
Customer service is not good.
Euna Hintz
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The first three points describe the certain lending company. In other turn, below-defined info makes readers grapple with shared information about payday loans.
Payday Loans in Chicago, Illinois
Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Such financial products as payday loan in Chicago, Illinois is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a borrower will recieve.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will Seaway a division of Self-Help Federal Credit Union help take out a loan in Chicago, Illinois?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the department is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every client should fill in the following data:
Then a customer should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Chicago, Illinois. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.
APR Calculator
Other Payday Lenders in Chicago, Illinois
Brother Loan & Finance
327 E Missouri Ave Ste 504, East St Louis, IL 62201, USA
+1 (800) 850-8599
www.brotherloan.com
Prairie State Bank & Trust
621 W Lincoln Ave, Charleston, IL 61920, USA
+1 (217) 348-8131
www.psbank.net
Milledgeville State Bank
451 N Main Ave, Milledgeville, IL 61051, USA
+1 (815) 225-7171
www.milledgevillebank.com
