Welcome to Our Online Loan Referral Service

4.6 12 reviews

225 N Water St, Decatur, IL 62523, USA
+1 (217) 872-6375
www.hickorypointbank.com
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–5:30PM

Domain Info

Created Date

2000-03-18

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Hickory Point Bank & Trust?

Here you read the feedback of our customers.

Always helpful and great service from the bankers that I have dealt with.

Briana D'Amore

Bank employees are extremely friendly and knowledgeable.

Elliott Johns

The Bank refused to issue me any refund.

Ms. Mikayla Wehner

Pay Attention

Lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Decatur, Georgia

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Decatur, ga. They are taken out at individual interest rates. They are dependent on customer's data. It is also significant to pay off as much payday loans as possible.

APR

10% small loan cap

How will Hickory Point Bank & Trust help take out a loan in Decatur, Georgia?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Decatur, Georgia. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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