Welcome to Our Online Loan Referral Service

3.9 8 reviews

202 E Ash Ave, Decatur, IL 62526, USA
+1 (618) 258-3168
www.1stmidamerica.org
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed

Domain Info

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Company Name

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What people think about 1st MidAmerica Credit Union?

Below you read some of the testimonials of our customers.

The people and service is nice but doesn’t outweigh the issues I’ve had.

Zoe Spencer V

Opened a new account today and was very impressed with their customer service.

Tillman Gutmann

Yesterday, November 16th, I received another threatening letter from the IRS.

Keara Lueilwitz

This place is family!

Zelda Senger

I came here and there was absolutely no problem getting the money I needed.

Modesta Schaefer

Banking here is made rather easy and semi-stress free.

Lupe Botsford

Fired my mother simply because they wanted to rehire a previous teller.

Amani Thompson Jr.

Important

The previous three items charactirize a specific company. But below you can read general data about payday loans.

Payday Loans in Decatur, Georgia

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the best solution to your short-term financial problems in Decatur , Georgia because they are easily obtained and easily paid off. Your APR will depend on your state law or on the payday lender's policy.

APR

10% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit history. Payday loan approvals depend very much on specific factors. They will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to learn the precise cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Decatur, Illinois

Premier Bank ATM

344 E Morton Ave, Jacksonville, IL 62650, USA

+1 (217) 243-0660

PNC Bank

524 Roosevelt Rd, Glen Ellyn, IL 60137, USA

+1 (630) 534-8033

apps.pnc.com

Walmart Money Center

Springfield, IL 62704, USA

www.walmart.com

Farm Credit Services

2415 E Mound Rd, Decatur, IL 62526, USA

+1 (217) 877-6415

e-farmcredit.com

Cash Store

4705 E Maryland St Ste 18, Decatur, IL 62521, USA

+1 (217) 864-6400

www.cashstore.com

Dieterich Bank Teutopolis

1510 E Fayette Ave, Effingham, IL 62401, USA

+1 (217) 857-1313

www.dieterichbank.com

U.S. Bank Branch

750 E Rollins Rd, Round Lake Beach, IL 60073, USA

+1 (224) 338-3073

locations.usbank.com

U.S. Bank Branch

1701 S West Ave, Freeport, IL 61032, USA

+1 (815) 235-8401

locations.usbank.com

World Finance

807 N Court St A & B, Marion, IL 62959, USA

+1 (618) 993-0171

www.loansbyworld.com

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