Welcome to Our Online Loan Referral Service

3.4 10 reviews

419 N Shamrock St, East Alton, IL 62024, USA
+1 (618) 258-3168
www.1stmidamerica.org
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about 1st MidAmerica Credit Union?

Below you get acquainted with some of the reviews of our customers.

Thank you for the best service. Your managers assisted me throughout the application. It’s great that you only need an ID to apply.

Mrs. Rosemary Macejkovic Jr.

1st MidAmerica Credit Union seems credible. At least they have no hidden fees. This was the only lender that accepted me for a cash advance.

Ephraim Graham

Many thanks to 1st MidAmerica Credit Union. I recently had some troubles with repaying my bank loan and they approved me for a cash advance. Best lender! Managed to deal with my issues and signed with relief.

Lucinda Kuhn

I always use 1st MidAmerica Credit Union when it need a loan. The application process is hassle-fee. No complaints.

Jovan Daugherty

I am a loyal customer of 1st MidAmerica Credit Union. It is very fast to apply online. The APR was good. Their staff always reply quickly.

Samson Mertz

Pay Attention

The previous three items charactirize a certain lending service. But below you can find general information about payday loans.

Payday Loans in East Alton, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may be an easy and speedy solution to a short-term problem in East Alton, Illinois. Loans from payday lenders can get you money same day. Your APR will depend on several factors.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.

APR Calculator

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Midwest Title Loans

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America's Financial Choice

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America's Financial Choice

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+1 (618) 542-2000

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Central Bank Illinois

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+1 (309) 944-5601

www.central-bank.com

Wells Fargo Bank

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TitleMax Title Loans

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Walmart Money Center

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