Welcome to Our Online Loan Referral Service

4.3 3 reviews

333 S Main St, Farmer City, IL 61842, USA
+1 (309) 928-2161
hbtbank.com
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

Domain Info

Created Date

1998-09-02

Mailing Address

Illinois, United States

Company Name

Heartland Bank & Trust Co.

Heartland Bank & Trust Co.

Contact Data

Feedback about Heartland Bank and Trust Company?

Here you see the feedback of our customers.

Money was urgently required. I submitted an online application in Heartland Bank and Trust Company. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was transferred to my card.

Chanel Stiedemann PhD

I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Sarina Glover

A good payday lender. The company quickly processed the application and deposited the funds to my bank account.

Tom Feeney

I got into one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Heartland Bank and Trust Company in Farmer City seemed to me the most efficient.

Dr. Deontae Oberbrunner

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Farmer City, Illinois

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Farmer City, Illinois are taken out problem-free. The interest percentage is dependent on the client's personal data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Heartland Bank and Trust Company help issue a payday loan in Farmer City, Illinois?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Farmer City, Illinois. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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