Welcome to Our Online Loan Referral Service

3.4 10 reviews

971 Gear St, Galena, IL 61036, USA
+1 (815) 777-0663
www.illinoisbank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1997-06-25

Mailing Address

Company Name

Contact Data

Feedback about Illinois Bank & Trust — Galena?

Here you see the reviews of our clients.

Consistently my best banking experience.

Jayden Doyle

Someone should be fired.

Aditya Gulgowski

They beat everyone in town

Frederic Cummings

Trip James is fantastic to work with on the commercial lending side.

Marie Hintz

We have been working with John Lofgren on the purchase of our first home.

Kameron Kulas

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes readers get acquainted general information about payday loans.

Payday Loans in Galena, Maryland

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Hassle-free financial products are considered as payday loans in Galena, md. They are issued at individual interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

33% APR cap (2.75% a month)

How will Illinois Bank & Trust — Galena help issue a loan in Galena, Maryland?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Galena, md will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Galena, Illinois

PNC Bank

2965 N Water St, Decatur, IL 62526, USA

+1 (217) 424-2201

apps.pnc.com

BankORION

5301 44th Ave Dr, Moline, IL 61265, USA

+1 (309) 764-8811

www.bankorion.com

Home Loans Plus

500 W Madison St #950, Chicago, IL 60661, USA

Hopedale Community Banking Center

115 NW Main St, Hopedale, IL 61747, USA

+1 (309) 449-3393

Roe-Poundstone Wealth Mgt. & Insurance, LPL Financial

1802 N Division St #302, Morris, IL 60450, USA

+1 (815) 942-3527

roepoundstonewealthandinsurancemgt.com

Third Coast Group of Thrivent Financial

3546 Ridge Rd B, Lansing, IL 60438, USA

+1 (708) 474-6015

connect.thrivent.com

A All Financial Services

8263 W Belmont Ave, River Grove, IL 60171, USA

+1 (708) 453-1120

aallfinancial.com

Regions Bank

1 Cottonwood Rd, Glen Carbon, IL 62034, USA

+1 (618) 307-7690

www.regions.com

PLS Check Cashing Store

305 W Indian Trail ste e, Aurora, IL 60506, USA

+1 (630) 896-1300

pls247.com

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