Welcome to Our Online Loan Referral Service

3.5 28 reviews

404 W Carl Sandburg Dr, Galesburg, IL 61401, USA
+1 (309) 342-8151
www.ihmvcu.org
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
9AM–1PM
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about IH Mississippi Valley Credit Union?

Here you get acquainted with the reviews of our clients.

Great location the employees were fast friendly and very efficient

Emery Ferry

In a day when people are in a hurry, this was outstanding.

Mr. Cooper Nikolaus

Nice and friendly staff.

Hannah Boyle

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Galesburg, Michigan

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in Galesburg, Michigan is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will IH Mississippi Valley Credit Union help issue a loan in Galesburg, Michigan?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be transfered to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Galesburg, mi review this circumstance not a drawback to issue a loan. The borrower of a payday loan should be ready to objectively assess financial capabilities, take out a loan, pay back the debt on time and not only solve current issues, but enhance the credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

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