Welcome to Our Online Loan Referral Service

2.3 3 reviews

625 SE 2nd St, Galva, IL 61434, USA
+1 (309) 932-8181
www.commstatebank.com
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

1998-04-26

Mailing Address

Oklahoma, United States

Company Name

BankOnIT

BankOnIT

Contact Data

Feedback about Community State Bank?

Here you grapple with the feedback of our customers.

I have been expected to meet prices quoted, and meet deadlines.

Camren Hills

I caution anyone using this bank as this appears to be standard policy for them.

Prof. Maximo Hartmann

These folks are criminals please advise to stear clear.

Adriel Cremin

Very pleasant staff, and awesome service!

Dr. Lucious Fritsch MD

Love this place great stuff great prices deff keep coming back ☺

Litzy Hudson

People and products are good

Francesca Wunsch

Pay Attention

Further there will be given the details about not a definite lending company. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Galva, Iowa

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Galva, ia. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Community State Bank help issue a loan in Galva, Iowa?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Galva, ia will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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PNC Bank ATM

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Blackhawk Bank

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Casey State Bank

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www.caseystatebank.com

ATM (Fifth Third Bank)

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U.S. Bank ATM - Sterling

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