Welcome to Our Online Loan Referral Service

4.9 7 reviews

301 S Macoupin St, Gillespie, IL 62033, USA
+1 (217) 839-4000
www.ucbbank.com
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed

Domain Info

Created Date

1996-06-25

Mailing Address

Company Name

Contact Data

What people think about United Community Bank?

Below you find some of the opinions of our clients.

The attention to detail & customer service they provide is outstanding.

Dwight Fadel

A good bank, they have all my money in there.

Mrs. Dora Weissnat II

Pay Attention

The previous three items charactirize a specific financial institution. But below you can read general information about payday loans.

Payday Loans in Gillespie, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in Gillespie, Illinois. The entire process is hassle-free. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a bad credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your opportunities and repay your loan commitments in a timely manner.

To get accepted for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Gillespie, Illinois

First American Bank

1290 W Boughton Rd, Bolingbrook, IL 60490, USA

+1 (630) 679-5600

www.firstambank.com

Brett Powell - COUNTRY Financial representative

245 S Main St, Blandinsville, IL 61420, USA

+1 (309) 652-3889

representatives.countryfinancial.com

ATM (Regions Bank)

202 S State St, Freeburg, IL 62243, USA

+1 (800) 734-4667

www.regions.com

Community Bank

233 Carver St, Winslow, IL 61089, USA

+1 (815) 367-5011

www.cbcommunitybank.com

PLS Loan Store

954B E New York St, Aurora, IL 60505, USA

+1 (630) 851-4328

pls247.com

Old Second National Bank ATM

2S101 Harter Rd, Kaneville, IL 60144, USA

+1 (877) 866-0202

www.oldsecond.com

Title Cash

1905 Knoxville Ave, Peoria, IL 61603, USA

+1 (309) 685-4009

www.titlecash.com

Edward Jones - Financial Advisor: Jonathan W Walker, AAMS®

446 Main St, Marseilles, IL 61341, USA

+1 (815) 795-3568

www.edwardjones.com

Hanmi Bank

6335 N Western Ave, Chicago, IL 60659, USA

+1 (773) 764-2900

locations.hanmi.com

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