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Feedback about 1st MidAmerica Credit Union?
Here you see the reviews of our customers.
Would highly recommend banking with them
Mafalda Cronin
Prior to covid 19 service was fine.
Miss Jade Goyette
Customer service is wonderful !
Dr. Kaylie Rolfson PhD
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Lending companies are provided in the first three points. Below info defines common information about payday loans.
Payday Loans in Godfrey, Illinois
Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.
This financial product in Godfrey, Illinois is taken out simply and fast. The interest rate is set depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will 1st MidAmerica Credit Union help issue a payday loan in Godfrey, Illinois?
- Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to account. You won't be asked to attend any department.
- No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
- Fast and high approval percentage. The positive answer counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
What data to fill out in the application? - General Info
To leave an application, every customer should fill out the following data:
Then submit an application to recieve an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
A adverse factor reviewed by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial solvency to approve the request. Payday loans in Godfrey, Illinois may help level up your credit rating.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.
APR Calculator
Other Payday Lenders in Godfrey, Illinois
Fifth Third Bank & ATM
19201 South La Grange Road, Mokena, IL 60448, USA
+1 (708) 479-4490
locations.53.com
First Midwest Bank ATM
324 E Main St, Knoxville, IL 61448, USA
+1 (800) 322-3623
www.firstmidwest.com
Town and Country Bank
303 N Main St, Decatur, IL 62523, USA
+1 (217) 787-3100
www.townandcountrybank.com
