Welcome to Our Online Loan Referral Service

4.3 6 reviews

121 E Main St, Golconda, IL 62938, USA
+1 (618) 683-2600
www.banterra.com
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM

Domain Info

Created Date

2001-07-13

Mailing Address

Iowa, United States

Company Name

VGM Forbin

VGM Forbin

Contact Data

What people think about Banterra Bank?

Below you read some of the opinions of our clients.

Excellent staff who are very thorough in explaining any questions you have.

Dr. Mckenzie McLaughlin

They're the best in customer service and really make you feel comfortable!

Mr. Armani Okuneva V

Friendly, fast, curteous, and knowledgeable staff.

Jaycee Bogisich

Important

Now you can see general aspects of payday loans.

Payday Loans in Golconda, Illinois

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Golconda, Illinois. Loans from payday lenders can get you cash within a few hours. Your APR will depend on a few factors.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can help borrowers who have bad credit scores or have no credit history. But we recommend you that as with any borrowing you should only think about applying for a cash advance if you are assured that you can afford payments in good time.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

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