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What people think about 1st MidAmerica Credit Union?
Below you read some of the testimonials of our customers.
Staff was super friendly and very knowledgeable!!
Prof. Aglae Blick II
I wish I could give this place no stars!
Skyla Rau
They are Wonderful ladies and the young man that retired was also helpful.
Dr. Emanuel Goyette
Important
Below you can see general information about payday loans and their common features.
Payday Loans in Granite City, Illinois
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
It is easy and fast to get approved for payday loans in Granite City, Illinois. The interest rate will be set individually for each applicant and will depend on the personal information the applicant entered.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit rating. Payday loan approvals depend very much on other aspects. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get approved for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the precise cost of the loan immediately.
APR Calculator
Other Payday Lenders in Granite City, Illinois
OneMain Financial
7070 N Clark St Ste A, Chicago, IL 60626, USA
+1 (773) 761-5205
www.onemainfinancial.com
Wintrust Bank - Fulton Market
801 W Fulton Market, Chicago, IL 60607, USA
+1 (312) 741-5975
www.wintrustbank.com
Bank of Rossville
111 N Chicago St, Rossville, IL 60963, USA
+1 (217) 748-6500
www.bankofrantoul.bank
First Midwest Bank ATM
321 E Church St, Sandwich, IL 60548, USA
+1 (800) 322-3623
www.firstmidwest.com
