Welcome to Our Online Loan Referral Service

3.3 8 reviews

1604 W Morton Ave, Jacksonville, IL 62650, USA
+1 (217) 243-0660
www.townandcountrybank.com
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1998-05-13

Mailing Address

Illinois, United States

Company Name

Town & Country Bank

Town & Country Bank

Contact Data

Feedback about Town and Country Bank?

Here you grapple with the reviews of our clients.

Everyone is super friendly, prompt and courteous.

Milo McLaughlin

I would give them a lower rating in customer service if able.

Zola Greenfelder

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Jacksonville, New York

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Jacksonville, New York is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a client will get.

APR

25% small loan cap

How will Town and Country Bank help issue a payday loan in Jacksonville, New York?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Jacksonville, New York. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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