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4 4 reviews

1000 S State St, Jerseyville, IL 62052, USA
+1 (618) 498-6466
www.jerseystatebank.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
8AM–12PM

Domain Info

Created Date

2000-06-19

Mailing Address

IL, United States

Company Name

JERSEY STATE BANK

JERSEY STATE BANK

Contact Data

What people think about Jersey State Bank?

Below you see some of the testimonials of our customers.

Always very friendly staff that make sure your problem is solved.

Doris Christiansen

Friendly staff always ready to help me with our business and personal needs.

Minerva Botsford

Important

Above there is information about a definite lender. Below you can read common characteristics of payday loans.

Payday Loans in Jerseyville, Illinois

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is easy and speedy to get approved for payday loans in Jerseyville, Illinois. The APR will be set specifically for each client and will depend on the personal details the applicant entered.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a regular income to get approved for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Jerseyville, Illinois

Danny Galvez - Mortgage Loan Officer; First American Bank

5000 N Elston Ave, Chicago, IL 60630, USA

+1 (847) 403-8389

dgalvez-firstambank.mortgagewebcenter.com

World Finance

913 IL-3, Waterloo, IL 62298, USA

+1 (618) 709-4482

www.loansbyworld.com

Altonized Community Federal Credit Union

200 N Main St, Brighton, IL 62012, USA

+1 (618) 715-6220

www.altonizedfcu.org

Steven Thomson - COUNTRY Financial representative

107 E North St, West Salem, IL 62476, USA

+1 (618) 456-2309

representatives.countryfinancial.com

United Community Bank

5250 Shepherd Rd, Springfield, IL 62703, USA

+1 (217) 483-2491

www.ucbbank.com

Sun Loan Company

1000 Leigh Ave Ste E, Anna, IL 62906, USA

+1 (618) 833-6900

www.sunloan.com

Resource Bank

280 E Lincoln Ave, Hinckley, IL 60520, USA

+1 (815) 286-3241

www.resourcebank.com

BMO Harris Bank

225 Randall Rd, Algonquin, IL 60102, USA

+1 (847) 854-7474

branches.bmoharris.com

Fisher National Bank

102 E Division St, Fisher, IL 61843, USA

+1 (217) 897-1136

www.fishernational.com

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