Farm Credit Illinois Payday Loans Review

Loan agency in Jersey County, Illinois

Organization owner?

27049 IL-16, Jerseyville, IL 62052, USA

5 years in business

+1 (618) 498-5583

Friday

8AM–4:30PM

Saturday

Closed

Sunday

Closed

Monday

8AM–4:30PM

Tuesday

8AM–4:30PM

Wednesday

8AM–4:30PM

Thursday

8AM–4:30PM

What people think about Farm Credit Illinois?

Below you get acquainted with some of the opinions of our customers.

It decided to improve my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via Farm Credit Illinois. Took out 2 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very good service.

Mr. Devan Hermiston

I recommend Farm Credit Illinois to every person who need extra cash. I’ve been using them for 2nd time. Always amazing service!

Gino Gerlach PhD

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Jerseyville, Illinois

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in Jerseyville, Illinois. Loans from payday lenders can get you cash same day. Your APR will depend on several factors.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to consumers with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.