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3 2 reviews

1818 W Jefferson St, Joliet, IL 60435, USA
+1 (815) 725-5111
www.firstambank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1997-03-15

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about First American Bank?

Below you read some of the testimonials of our clients.

Said I was approved for a payday loan. Have been waiting 4 days, still no money I my account. I conclude it’s fake.

Arch Smith

Stay away! It’s a fraud! They call me every day from multiple phone numbers. Tired of blocking these numbers. Never give them your personal details!!

Abner Hermiston Sr.

Unsatisfied client! Was declined for no reason. My credit was fair.

Giovanni Berge

Said I was approved for a loan. Have been waiting 4 days, still no money I my account. I suppose it’s scam.

Dr. Ernestina Lind DVM

Too high interest rate. Had to repay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady in the office was very rude. Not happy. Better search for another service.

Evelyn Cummings

I was accepted for $500 for a period of 8 days. In the end, I had to repay twice as much with all the commissions charged.

Charity Russel

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Joliet, Montana

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is trouble-free and speedy to get accepted for payday loans in Joliet, Montana. The APR will be set individually for each applicant and will depend on the personal details the person provided.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a bad credit history. Payday loan approvals depend very much on other circumstances. They will check your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

APR Calculator

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