Welcome to Our Online Loan Referral Service

3.7 3 reviews

33 S Rand Rd, Lake Zurich, IL 60047, USA
+1 (847) 726-8800
www.firstambank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1997-03-15

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about First American Bank?

Below you get acquainted with some of the reviews of our clients.

I had problems with paying back my bank loan and was not sure I would get accepted for a loan with First American Bank . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $800 online. Fortunately I got approved!!! They literally saved my life.

Derek Erdman

Yesterday I needed $1000 to cover car repair bills. I decided to contact First American Bank. They only approved me for $600 but the process itself was easy, and their rates were favorable.

Evelyn Luettgen

I had problems with paying my bank loan and was not sure I would get appoved for a loan with First American Bank . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $400 online. Fortunately I got an approval!!! They literally saved my life.

Andrew Daugherty

Easy application. I only filled in an ID and a bank account. Fast approval. The first time I was accepted for $400 only. Hope the available amount will increase next time. Interest rate is competitive. Repaid the debt early. If you wish, the term can be also extended.

Mr. Caleb Cummerata

Simple application. I only needed an ID and a bank account. Fast lending decision. The first time I was accepted for $500 only. Hope the limit will be more next time. APR is affordable . Repaid the debt on time. If required, the term can be also extended.

Hollie Lubowitz

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Lake Zurich, Illinois

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Lake Zurich, Illinois. The entire process is hassle-free. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

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