Welcome to Our Online Loan Referral Service

5 5 reviews

126 N Broad St, Lanark, IL 61046, USA
+1 (815) 493-2631
www.lanarkbank.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
8:30AM–4PM
Sunday
8:30AM–4PM
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

1998-08-17

Mailing Address

Illinois, United States

Company Name

Exchange State Bank

Exchange State Bank

Contact Data

Feedback about Exchange State Bank?

Here you grapple with the reviews of our customers.

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Dr. Jamey Tillman

I took out only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Ashleigh Jaskolski PhD

I took out cash advance from Exchange State Bank 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.

Mark Cassin

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the fees.

Don Frami DVM

I contacted Exchange State Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?

Jeramy Crona

Pay Attention

Lending companies are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Lanark, West Virginia

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Lanark, wv. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

31% APR for loans up to $2,000

How will Exchange State Bank help take out a payday loan in Lanark, West Virginia?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Lanark, wv will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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e-farmcredit.com

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+1 (815) 943-6041

www.woodforest.com

TitleMax

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www.titlemax.com

PNC Bank

2240 S Eola Rd, Aurora, IL 60503, USA

+1 (630) 236-2490

apps.pnc.com

Regions Bank

1304 E Empire St, Bloomington, IL 61701, USA

+1 (309) 434-5570

www.regions.com

TCF Bank

10203 W Grand Ave, Franklin Park, IL 60131, USA

+1 (800) 823-2265

www.tcfbank.com

Associated Bank

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+1 (618) 398-8503

www.associatedbank.com

APC Financial Group, Ltd.

1150 W Northwest Hwy ste A, Mt Prospect, IL 60056, USA

+1 (847) 255-7212

www.apc-cpa.com

Vibrant Credit Union

371 3rd St W, Milan, IL 61264, USA

+1 (800) 323-5109

vibrantcreditunion.org

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