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3.2 55 reviews

1201 Clifford Ave, Loves Park, IL 61111, USA
+1 (815) 282-0300
rockvalleycreditunion.org
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM

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Mailing Address

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What people think about Rock Valley Credit Union?

Below you get acquainted with some of the reviews of our customers.

Good loan rates great service nice people.

Lou Steuber I

Great loan rates, debit card use rewards, and amazing service from staff.

Prof. Kennith Douglas

I’ve always received exceptional customer service and great rates on loans.

Dr. Isai Abbott

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Loves Park, Illinois

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Loves Park, Illinois. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of applicants with bad credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Loves Park, Illinois

TitleMax Title Loans

1035 E Pershing Rd, Decatur, IL 62526, USA

+1 (217) 875-4486

www.titlemax.com

Cash America Pawn

1909 W Howard St, Chicago, IL 60626, USA

+1 (773) 274-7296

Dieterich Bank Waterloo

1405 IL-3, Waterloo, IL 62298, USA

+1 (618) 939-5566

www.dieterichbank.com

Wintrust Bank - Fulton Market

801 W Fulton Market, Chicago, IL 60607, USA

+1 (312) 741-5975

www.wintrustbank.com

Courtesy Loans

103 N Keller Dr, Effingham, IL 62401, USA

+1 (217) 347-2344

m.facebook.com

U.S. Bank Branch

1 Plaza Dr, Bethalto, IL 62010, USA

+1 (618) 377-2121

locations.usbank.com

Edward Jones - Financial Advisor: Pamela K Regel, AAMS®

513 E North St, Bradley, IL 60915, USA

+1 (815) 939-1175

www.edwardjones.com

Edward Jones - Financial Advisor: Drew McClerren

810 Lehmen Dr, Chester, IL 62233, USA

+1 (618) 826-3080

www.edwardjones.com

First American Bank

701 N Milwaukee Ave, Vernon Hills, IL 60061, USA

+1 (847) 816-9100

www.firstambank.com

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