Welcome to Our Online Loan Referral Service

5 3 reviews

201 State St, Modesto, IL 62667, USA
+1 (217) 439-7267
www.wbsb.net
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

1998-08-28

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, IL, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Warren Boynton State Bank - Modesto?

Here you see the reviews of our clients.

The funds are deposited to my bank account. I cover obligations through my account. The payment is convenient and quick. Pay on time and there will be no issues.

Emely Kuhlman

The cash advance is deposited easily and quickly. There is a minus - a great commission when paying off a loan.

Oliver Johnson

It was significant to improve the credit rating, because there is practically no chance of getting a loan at a good interest rate. As a result, I addressed Warren Boynton State Bank - Modesto. The rating improved after several loans paid off.

Jacinthe Medhurst

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes readers get acquainted general information about payday loans.

Payday Loans in Modesto, Illinois

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Modesto, Illinois is taken out simply and quickly. The interest percentage is set considering the category of the client: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Warren Boynton State Bank - Modesto help take out a payday loan in Modesto, Illinois?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Modesto, il will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

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