Welcome to Our Online Loan Referral Service

5 2 reviews

1927 N Market St, Monticello, IL 61856, USA
+1 (217) 762-2265
www.bankbement.com
Saturday
9AM–12PM
Sunday
Closed
Monday
7AM–7PM
Tuesday
7AM–7PM
Wednesday
7AM–7PM
Thursday
7AM–7PM
Friday
7AM–5PM

Domain Info

Created Date

1998-12-08

Mailing Address

1928 E. Highland Ave. Ste F104 PMB# 255, Phoenix, AZ, 85016, United States

Company Name

Domain Administrator

See PrivacyGuardian.org

Contact Data

[email protected]

+1.3478717726

Feedback about State Bank of Bement Monticello?

Here you get acquainted with the reviews of our customers.

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a loan for 16 days. As a result, I paid $850 with all the charges.

Ladarius Littel

I took out only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Nakia O'Keefe

I took out a loan from State Bank of Bement Monticello 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller amount.

Kianna Hoeger

For 6 months I have not been able to make the service to transfer the information about the paying off of the loan for 2019.

Dr. Gilda Crist

Pay Attention

Above-specified info offers the details about a exact lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Monticello, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and fast to issue loans in Monticello, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

25% small loan cap

How will State Bank of Bement Monticello help take out a payday loan in Monticello, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Monticello, New York. The company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

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