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Feedback about First Financial Bank?
Here you see the reviews of our customers.
Disappointed! Was denied to borrow $1,000. Only $400 was approved.
Hope Howell
I took out payday loan from First Financial Bank 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller amount.
Theodore Cummings
No matter how much asked for a loan. Constantly denied. No idea why?
Dr. Brice Reynolds PhD
100% sleeky service. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.
Ms. Vickie Davis Jr.
I took out $300 for several days. When the cash advance was returned, they applied a gigantic commissions, I had to pay almost $400.
Orlo Wunsch
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Above-defined info offers the details about a certain lender. Below-shown info is oriented on general information about payday loans.
Payday Loans in Mount Vernon, New York
Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Such financial products as payday loan in Mount Vernon, New York is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a customer will recieve.
APR
25% small loan cap
How will First Financial Bank help take out a payday loan in Mount Vernon, New York?
- Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with person-related data. It will take some minutes to consider the application. The money are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every customer should enter the following data:
Then submit an application to recieve an offer from one of the lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
A negative factor reviewed by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by payday lenders to issue a cash advance. The lender process many aspects such as financial abilities to approve the application. Payday loans in Mount Vernon, New York may help enhance your credit history.
The following common points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Mount Vernon, Illinois
First State Bank of Illinois
2544 N Co Rd 1750, Colusa, IL 62329, USA
+1 (217) 755-4333
www.bankfortress.com
Sterling Federal Bank
413 N Galena Ave, Dixon, IL 61021, USA
+1 (815) 288-3327
www.sterlingfederal.com
South Holland Bank & Trust
200 W 162nd St, South Holland, IL 60473, USA
+1 (708) 210-9600
www.southhollandbank.com
1st MidAmerica Credit Union
1702 Troy Rd, Edwardsville, IL 62025, USA
+1 (618) 258-3168
www.1stmidamerica.org
