Welcome to Our Online Loan Referral Service

4.7 16 reviews
Loan agency in Mount Vernon, Illinois

2622 Broadway St, Mt Vernon, IL 62864, USA
+1 (618) 242-4400
www.afchoice.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2004-06-11

Mailing Address

Company Name

Contact Data

What people think about America's Financial Choice?

Below you read some of the reviews of our clients.

Fast and friendly service...Jennifer was very helpful and friendly ..

Saul Larkin

I absolutely LOVE these ladies!!

Reginald Orn

Very friendly atmosphere.

Dr. Shad Schneider

Love going there if you gotta Barrow money they can help!

Mr. Jamel Leannon

I got the loan very fast

Magali Shields

This is by far the best loan experience I have ever had. Rise makes repayments affordable for any amount borrowed.

Dale Stehr Sr.

Rise thank you for the loan I really needed it to pay off credit cards it was easy and simple thank you very much

Dangelo Quitzon

Great business to partner with!

Michelle DuBuque

Shirt service never answer their phones.

Ms. Arlie Daniel

Diane was extremely helpful through the ENTIRE process of buying our new home.

Watson Wiza

He went above my expectations of being a lender by checking in regularly.

Marlin Mann

I am very happy with the service and my payments.

Pauline Blanda

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Mount Vernon, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Online payday loans can be the easiest solution to your short-term financial problems in Mount Vernon , New York because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are companies who may be happy to give you a payday loan even if you have a poor credit rating. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

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World Finance

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