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5 reviews
Loan agency in Naperville, Illinois

1552 N Aurora Rd Ste. 100, Naperville, IL 60563, USA
+1 (630) 717-0921
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you see some of the reviews of our clients.

I always use Advance America when it need a payday loan. The application process is quick. No complaints.

Jaime Dicki

It needed to improve my credit because I had no chances of getting approved for a mortgage. So I applied for a cash advance via Advance America. Took out 2 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very happy.

Chasity Nikolaus Jr.

Important

The above-given information provides the details about a definite lending service. The information below is about general information about payday loans.

Payday Loans in Naperville, Illinois

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Online cash advance loans can be the right solution to your short-term financial issues in Naperville , Illinois because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are lenders who may be happy to give you a payday loan even if you have a bad credit score. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

Other Payday Lenders in Naperville, Illinois

United Community Bank

805 S Franklin St, Bunker Hill, IL 62014, USA

+1 (618) 585-3569

www.ucbbank.com

Bank & Trust Co

208 S Cleveland St, Farmersville, IL 62533, USA

+1 (217) 227-3291

www.banktr.com

Sun Loan Company

1500 E Empire St Ste A5, Bloomington, IL 61701, USA

+1 (309) 661-8829

www.sunloan.com

Douglas D Koonce - Mortgage Banker - Heartland Bank

405 N Hershey Rd, Bloomington, IL 61704, USA

+1 (309) 664-8906

www.hbtbank.com

Robert Burd - COUNTRY Financial representative

100 N 10th St, Watseka, IL 60970, USA

+1 (815) 432-5240

representatives.countryfinancial.com

Washington Savings Bank

200 S Banker St, Effingham, IL 62401, USA

+1 (217) 347-7173

www.washingtonsavings.net

Edward Jones - Financial Advisor: Ashlie L Stoddard, AAMS®

115 N Main St, Elizabeth, IL 61028, USA

+1 (815) 858-3386

www.edwardjones.com

Montana Capital Car Title Loans

719 7th St, Rockford, IL 61104, USA

+1 (779) 209-0366

montanacapital.com

Scott Credit Union

1100 Beltline Rd, Collinsville, IL 62234, USA

+1 (618) 659-7142

www.scu.org

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