Welcome to Our Online Loan Referral Service

3.8 5 reviews

701 La Salle St, Ottawa, IL 61350, USA
+1 (815) 434-0044
www.firstottawa.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1996-03-29

Mailing Address

Company Name

Contact Data

Feedback about The First National Bank of Ottawa?

Here you see the feedback of our clients.

I issued a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Luciano Rohan

I contacted The First National Bank of Ottawa 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Mrs. Maurine Daniel IV

I issued cash advance from The First National Bank of Ottawa 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Aurelio McCullough

Pay Attention

Above-defined info offers the details about a certain lending company. Below-specified info is devoted to general information about payday loans.

Payday Loans in Ottawa, West Virginia

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Ottawa, West Virginia are taken out easily. The interest rate is conditional on the borrower's personal information: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

31% APR for loans up to $2,000

How will The First National Bank of Ottawa help take out a loan in Ottawa, West Virginia?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor processed by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by payday lenders to issue a loan. The lender process many aspects such as financial solvency to approve the form. Payday loans in Ottawa, West Virginia may help enhance your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

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