Welcome to Our Online Loan Referral Service

5 209 reviews
Loan agency in Palatine, Illinois

1206 E Dundee Rd, Palatine, IL 60074, USA
+1 (224) 515-1180
oportun.com

Domain Info

Created Date

2001-03-28

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Oportun?

Here you read the feedback of our clients.

My husband and I will definitely recommend this company/location.

Sallie Kihn MD

The young men who work in the Palatine, IL office are simply the best!

Ena Monahan III

Loved the service from Victor and Ricardo!

Prof. Lavinia Smith

Pay Attention

Further there will be given the details about not a certain lending company. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Palatine, Illinois

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

Payday loans in Palatine, Illinois are taken out easily. The interest percentage depends on the customer's personal information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Oportun help take out a payday loan in Palatine, Illinois?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out day and night. The transfer will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Palatine, il review this circumstance not a hindrence to take out a loan. The client of a cash advance should be ready to objectively assess financial capabilities, take out a loan, repay the debt on a due date and not only solve current issues, but improve the credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Palatine, Illinois

ATM (Associated Bank)

10910 N Main St, Richmond, IL 60071, USA

www.associatedbank.com

Cornerstone Credit Union

640 Blackhawk Blvd, South Beloit, IL 61080, USA

+1 (815) 235-5855

www.cornerstonecu.org

PNC Bank

2965 N Water St, Decatur, IL 62526, USA

+1 (217) 424-2201

apps.pnc.com

United Community Credit Union

1426 N 26th St, Quincy, IL 62301, USA

+1 (217) 224-1093

www.myuccu.com

Cash Store

103 Baldridge Ln #101, Salem, IL 62881, USA

+1 (618) 548-6200

www.cashstore.com

Brown County State Bank

101 E Main St, Mt Sterling, IL 62353, USA

+1 (217) 773-3327

www.bcsb.com

U.S. Bank Branch

400 S Lincoln Ave, O'Fallon, IL 62269, USA

+1 (618) 632-3615

locations.usbank.com

U.S. Bank Branch

606 N Elida St, Winnebago, IL 61088, USA

+1 (815) 335-2600

locations.usbank.com

Belinda L Landry - Mortgage Banker - Heartland Bank

405 N Hershey Rd, Bloomington, IL 61704, USA

+1 (309) 664-4524

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