What people think about Credit Banc Plus?
Below you see some of the reviews of our clients.
I asked Credit Banc Plus for a loan. Everything was done very quickly. Had the funds in my account the next evening. Employees are very competent. Pleasant experience!
Eloise Schumm
Credit Banc Plus seems fair. Used it twice. The first cash advance approved was small – $400, but next time the limit was increased to $700. Repaid the loan even earlier. The managers were friendly, they gave detailed answers to all my questions. No complaints. But their rates are average.
Robb Abernathy III
Important
Below you can see general information about payday loans and their common aspects.
Payday Loans in Park Ridge, New Jersey
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to access in Park Ridge, New Jersey. The entire process is easy. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.
APR
30% usury cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and pay off your loan commitments as agreed in the contract.
To get accepted for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.
APR Calculator
Other Payday Lenders in Park Ridge, Illinois
First Federal Savings Bank of Champaign-Urbana
1311 S Neil St, Champaign, IL 61820, USA
+1 (217) 356-2265
www.356bank.com
Edward Jones - Financial Advisor: Amy L Kruse
406 Steel Bridge Street, Aviston, IL 62216, USA
+1 (618) 228-7688
www.edwardjones.com
Fifth Third Bank & ATM
2711 Broadway St, Mt Vernon, IL 62864, USA
+1 (618) 242-5200
locations.53.com
Edward Jones - Financial Advisor: Nate Clemmer
40 Adloff Ln Suite 7, Springfield, IL 62703, USA
+1 (217) 529-1645
www.edwardjones.com
Lake Forest Bank & Trust Company
1801 Sheridan Rd, North Chicago, IL 60064, USA
+1 (847) 234-2882
www.lakeforestbank.com
Associated Bank
208 Oak Creek Plaza, Mundelein, IL 60060, USA
+1 (847) 949-9000
www.associatedbank.com
