Welcome to Our Online Loan Referral Service

5 3 reviews

215 S Main St, Pearl City, IL 61062, USA
+1 (815) 443-2755
www.pearlcitybank.com
Wednesday
7:30AM–5PM
Thursday
7:30AM–5PM
Friday
7:30AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
7:30AM–5PM
Tuesday
7:30AM–5PM

Domain Info

Created Date

2007-08-08

Mailing Address

901 COMMUNITY DR, SPRINGFIELD, IL, 62703-5170, United States

Company Name

Community Bankers Association of Illinois

Community Bankers Association of Illinois

Contact Data

[email protected]

+1.2175292265

Feedback about Pearl City Bank?

Here you see the feedback of our customers.

The payday loan is deposited easily and quickly. There is a minus - a great rate when returning a loan.

Dr. Stefan Moen Jr.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Ms. Nya Dare MD

Yesterday I needed money, I decided to addressed Pearl City Bank. They quickly approved the amount required, and besides, they offered reasonable terms at a low interest rate.

Juliana Lesch

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on time, it can be either extended or paid back ahead of schedule.

Christop Runte

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to contact Pearl City Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Mattie Dicki

I'm not ashamed to borrow money from Pearl City Bank, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Letha Parker

I apply very often. I am satisfied with the terms. There is online 24/7 service.

Rhiannon Hermann

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes users grapple with shared information about payday loans.

Payday Loans in Pearl City, Illinois

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Pearl City, Illinois is issued easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a customer will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Pearl City Bank help issue a loan in Pearl City, Illinois?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be deposited to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Pearl City, il review this circumstance not a drawback to issue a loan. The customer of a loan should be ready to objectively estimate financial solvency, issue a loan, repay the debt on schedule and not only handle current issues, but improve the credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

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