Welcome to Our Online Loan Referral Service

5 3 reviews

102 Washington St, Philo, IL 61864, USA
+1 (217) 684-2600
www.philobank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM

Domain Info

Created Date

2004-12-12

Mailing Address

Company Name

Contact Data

What people think about Philo Exchange Bank?

Below you get acquainted with some of the testimonials of our customers.

The process was as easy as possible, fast. No surety needed. Thank you a lot. Love their online customer support. No complaints. Would use again.

Prof. Jazmyn Lemke V

I had problems with paying back my bank loan and was not sure I would get accepted for a loan with Philo Exchange Bank . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $500 online. Fortunately I got an approval!!! They literally saved my life.

Torrance Abernathy

I always use Philo Exchange Bank when it need a loan. The application process is trouble-free. No problems.

Dr. Julien Ullrich DDS

They only ask for an ID to verify you. Last month I was fined and needed extra money to survive. These guys saved me although I had a low credit score. Quick and safe application. !

Maurine Sanford II

I was embarrassed to borrow from my sister so I decided to apply for a small loan via Philo Exchange Bank. Found them on the net and the user reviews were great I have already applied twice and every time I was accepted very quickly. Very convenient.

Mrs. Cordie Hammes IV

Pay Attention

Now you can review general features of payday loans.

Payday Loans in Philo, Ohio

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the right solution to your sudden financial problems in Philo , Ohio because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are lenders who may be ready to give you a payday loan even if you have a poor credit rating. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Philo, Illinois

First Midwest Bank

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+1 (708) 448-9100

locations.firstmidwest.com

PNC Bank

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+1 (630) 435-1400

apps.pnc.com

State Bank-Prairie Du Rocher

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+1 (618) 282-2265

Walmart Money Center

4000 Route #173, Zion, IL 60099, USA

+1 (847) 731-8172

www.walmart.com

First National Bank in Taylorville

322 W Main Cross St, Taylorville, IL 62568, USA

+1 (217) 824-2241

www.fnbtaylorville.com

First American Bank

218 W Main St, Dundee Township, IL 60118, USA

+1 (847) 426-6771

www.firstambank.com

Heights Finance Corporation

322 N Park Blvd, Freeport, IL 61032, USA

+1 (815) 232-2228

www.heightsfinance.com

Edward Jones - Financial Advisor: Darrold A Kennedy, AAMS®

1912 Round Barn Rd Suite E, Champaign, IL 61821, USA

+1 (217) 398-6562

www.edwardjones.com

Prime Lenders

850 N State St, Elgin, IL 60123, USA

+1 (847) 289-9292

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