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4.5 6 reviews

1703 W Reynolds St, Pontiac, IL 61764, USA
+1 (815) 842-1069
www.bankofpontiac.com
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5:30PM

Domain Info

Created Date

1997-05-01

Mailing Address

Company Name

Contact Data

What people think about Bank of Pontiac?

Below you get acquainted with some of the opinions of our clients.

Supportive and Friendly service.

Jaron Hickle Sr.

Staff are always friendly, super accommodating and helpful.

Mr. Louie Oberbrunner V

Pay Attention

The previous three items charactirize a precise company. But below you can find general details about payday loans.

Payday Loans in Pontiac, Michigan

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Pontiac, Michigan. Loans from payday lenders can get you cash same day. Your interest rate will depend on a few factors.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to consumers with a poor credit score. Payday loan approvals depend very much on other aspects. They will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

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