Welcome to Our Online Loan Referral Service

3.9 7 reviews

5211 Broadway St, Quincy, IL 62305, USA
+1 (217) 223-7300
www.mercantilebk.com
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–7PM
Sunday
10AM–3PM
Monday
10AM–7PM

Domain Info

Created Date

1997-01-30

Mailing Address

Company Name

Contact Data

Feedback about Mercantile Bank?

Here you read the feedback of our clients.

Mercantile Bank seemed to me the fair. At least no insurance and extra charges. There are no discounts for regular clients. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Tyree Daugherty

Mercantile Bank seemed to me the safe. At least no insurance and extra commissions. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Dr. Serenity Will

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people get acquainted common information about payday loans.

Payday Loans in Quincy, Massachusetts

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

It is easy and quick to issue payday loans in Quincy, Massachusetts. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

23% small loan cap

How will Mercantile Bank help take out a payday loan in Quincy, Massachusetts?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be credited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Quincy, ma will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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Edward Jones - Financial Advisor: Mark J Peiffer

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+1 (815) 234-7040

www.edwardjones.com

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