Welcome to Our Online Loan Referral Service

4.8 4 reviews

200 S 8th St, Quincy, IL 62301, USA
+1 (217) 223-7300
www.mercantilebk.com
Thursday
7:30AM–5:30PM
Friday
7:30AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
7:30AM–5:30PM
Tuesday
7:30AM–5:30PM
Wednesday
7:30AM–5:30PM

Domain Info

Created Date

1997-01-30

Mailing Address

Company Name

Contact Data

Feedback about Mercantile Bank?

Here you see the feedback of our clients.

I had an unpleasant situation in my life. I emergenctly needed extra funds. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Mrs. Margret Hane

Not the first time I use Mercantile Bank. The service is competent. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when funds is urgently needed.

Mrs. Sheila Towne

The money are transferred to my credit card. I pay off through my account. The payment is efficient and quick. Pay on schedule and there will be no issues.

Ms. Hallie Pfeffer PhD

Pay Attention

Lending companies are shown in the first three points. Below info offers general information about payday loans.

Payday Loans in Quincy, Massachusetts

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Payday loans in Quincy, Massachusetts are issued easily. The interest rate is dependent on the customer's personal information: if you repay more payday loans, the more reasobanle terms and rates lenders offer.

APR

23% small loan cap

How will Mercantile Bank help take out a payday loan in Quincy, Massachusetts?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Quincy, Massachusetts. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Quincy, Illinois

Edward Jones - Financial Advisor: Mitch Ryan, CFP®

808 16th Ave, East Moline, IL 61244, USA

+1 (309) 755-4227

www.edwardjones.com

First Pekin Savings Bank

532 Court St, Pekin, IL 61554, USA

+1 (309) 347-3106

www.firstpekinsavings.com

World Finance

1033 Jason Pl, Chatham, IL 62629, USA

+1 (217) 697-5163

www.loansbyworld.com

First Midwest Bank ATM

411 N Seymour Ave, Mundelein, IL 60060, USA

+1 (800) 322-3623

www.firstmidwest.com

Edward Jones - Financial Advisor: Dan Nolan

550 E Industrial Park Rd Ste H, Murphysboro, IL 62966, USA

+1 (618) 687-1011

www.edwardjones.com

PNC Bank

145 N 4th St, DeKalb, IL 60115, USA

+1 (815) 758-7451

apps.pnc.com

First State Bank of Bloomington

204 N Prospect Rd, Bloomington, IL 61704, USA

+1 (309) 662-0411

www.fsbblm.com

Midland States Bank

212 N Hennepin Ave, Dixon, IL 61021, USA

+1 (815) 285-5143

www.midlandsb.com

Check Into Cash

1099 Beltline Rd Suite H, Collinsville, IL 62234, USA

+1 (309) 836-5054

local.checkintocash.com

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