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4.5 4 reviews

440 Maine St, Quincy, IL 62301, USA
+1 (217) 223-7300
www.mercantilebk.com
Thursday
8AM–4PM
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

1997-01-30

Mailing Address

Company Name

Contact Data

What people think about Mercantile Bank?

Below you find some of the testimonials of our clients.

I have already used this lender 2 times and I was very pleased with the rates. This is the only 24/7 website with competitive rates in my city.

Dannie Nader DVM

I was embarrassed to borrow from my dad so I decided to apply for a payday loan via Mercantile Bank. Found them on the net and the user reviews were good I have already applied 4 times and every time I was accepted same day. Very nice.

Sibyl Jakubowski

It wanted to rebuild my credit because I had no chances of getting approved for a mortgage. So I applied for a payday loan via Mercantile Bank. Took out 4 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very good service.

Miss Kaya Gottlieb IV

Recently I experienced the most unexpected situation in my life. I urgently needed $600 to cover medical bills. This company helped me asap. They were the only company that accepted me for the requested amount. I dealt with all my troubles. I will surely recommend this website to my family. Best service in my life.

Dr. Esperanza Predovic

Important

Above there is information about a exact lender. Below you can review common aspects of payday loans.

Payday Loans in Quincy, Massachusetts

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans may seem like an easy and speedy solution to a short-term problem in Quincy, Massachusetts. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few factors.

APR

23% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

APR Calculator

Other Payday Lenders in Quincy, Illinois

North Shore Community Bank & Trust - Drive Thru

633 Vernon Ave, Glencoe, IL 60022, USA

+1 (847) 835-7708

www.nscbank.com

Iroquois Farmers State Bank

612 St Charles St, Beaverville, IL 60912, USA

+1 (815) 435-2036

www.iroqbank.com

ATM (Associated Bank)

4400 Center Terrace, Rockford, IL 61108, USA

+1 (815) 987-3510

www.associatedbank.com

State Bank of the Lakes

440 Lake St, Antioch, IL 60002, USA

+1 (847) 395-2700

www.sbotl.com

BMO Harris Bank

1007 W Euclid Ave, Arlington Heights, IL 60005, USA

+1 (847) 506-1007

branches.bmoharris.com

Doyle Bankruptcy Attorney

470 Oakwood Rd, Lake Zurich, IL 60047, USA

+1 (847) 719-6516

doyle-bankruptcy-attorney.business.site

Eureka Savings Bank

1300 13th Ave, Mendota, IL 61342, USA

+1 (815) 539-5656

www.eurekasavings.com

Solutions Bank - Freeport

996 W Fairview Rd, Freeport, IL 61032, USA

+1 (815) 235-2711

www.solutions.bank

ATM (Citizens Bank)

1100 W Jackson St, Macomb, IL 61455, USA

www.citizensbank.com

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