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Feedback about Credit Union 1?
Here you grapple with the feedback of our clients.
Jessica was the most helpful customer service representative I encountered.
Richard Ziemann
I really appreciate her service.
Sanford Kshlerin II
Great rates and customer service.
Effie Barrows
Pay Attention
The first three points show the certain lending company. In other turn, below-specified info makes readers get acquainted general information about payday loans.
Payday Loans in Rantoul, Illinois
Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.
This financial product in Rantoul, Illinois is issued simply and fast. The interest rate is defined respecting the category of the customer: the more loans are successfully paid off, the more attractive terms will be ensured to you.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will Credit Union 1 help take out a loan in Rantoul, Illinois?
- 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every client should fill out the following data:
Submit an application to recieve terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Rantoul, Illinois. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.
The following common points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.
APR Calculator
Other Payday Lenders in Rantoul, Illinois
Edward Jones - Financial Advisor: Matt Sharer
4900 38th Ave Suite 2, Moline, IL 61265, USA
+1 (309) 797-6488
www.edwardjones.com
FNBO - First National Bank of Omaha
2100 W Algonquin Rd, Lake in the Hills, IL 60156, USA
+1 (224) 241-8804
www.fnbo.com
Edward Jones - Financial Advisor: Bryce Starkey, CFP®
707 N Side Square, Clinton, IL 61727, USA
+1 (217) 935-5045
www.edwardjones.com
Centerville Pawn & Jewelry
4301 Bond Ave D, East St Louis, IL 62207, USA
West Suburban Bank
3 S 041, Illinois Rte 59, Warrenville, IL 60555, USA
+1 (630) 652-2000
www.westsuburbanbank.com
