Welcome to Our Online Loan Referral Service

2.8 28 reviews

2626 N Illinois 83, Round Lake Beach, IL 60073, USA
+1 (877) 275-2228
www.myconsumers.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed

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Feedback about Consumers Credit Union?

Here you read the reviews of our customers.

Staff is always friendly and great service.

Jamison Fadel III

2 savings accounts, checking account, and credit card with these people.

Hazel Hoeger

So much faster than regular drive thru banking

Philip Hermann

Best service and experience I’ve ever had with a loan.

Micah Bartoletti

Becky is great to work with and makes the entire process go smoothly.

Kailey Kulas

I was able to get the lowest refi rate on the market.

Prof. Reese Murazik

I definitely recommend this place for a number of financial services:)

Tania Kessler

Walmart does not use this scam, heading there now! !!!

Earnest Crooks

I usually get my vehicle plate sticker renewed here every year.

Markus Nader

Pay Attention

Lending companies are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Round Lake, New York

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Round Lake, New York is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

25% small loan cap

How will Consumers Credit Union help issue a payday loan in Round Lake, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% deny the request when lenders in Round Lake, ny will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Round Lake, Illinois

First State Bank of Campbell Hill

114 W Front St, Campbell Hill, IL 62916, USA

+1 (618) 426-3396

www.fsbch.com

Blackhawk Bank & Trust

1308 Southeast 4th St, Aledo, IL 61231, USA

+1 (309) 582-8880

www.choosethechief.com

Jeff Snook - Regions Bank

1 Cottonwood Rd, Glen Carbon, IL 62034, USA

+1 (618) 656-0498

www.regions.com

First National Bank & Trust Company

2 Kelli Ct, Clinton, IL 61727, USA

+1 (217) 935-2148

www.firstnbtc.com

Wheaton Bank & Trust

100 N Wheaton Ave, Wheaton, IL 60187, USA

+1 (630) 690-1800

www.wheatonbank.com

Alliance Community Bank

321 N 6th St, Petersburg, IL 62675, USA

+1 (217) 632-3241

www.bankacb.com

U.S. Bank Branch

1401 S Main St, Normal, IL 61761, USA

+1 (309) 452-4146

locations.usbank.com

Banterra Bank

101 S Main St, Elizabethtown, IL 62931, USA

+1 (618) 287-2171

www.banterra.com

Edward Jones - Financial Advisor: Mark J Cronshaw, AAMS®

122 N 1st St Suite B, DeKalb, IL 60115, USA

+1 (815) 756-1662

www.edwardjones.com

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