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5 6 reviews
Loan agency in Salem, Illinois

103 Baldridge Ln Ste 901, Salem, IL 62881, USA
+1 (618) 548-1460
www.loansbyworld.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

[email protected]

864-298-9800

+1.9999999999

Feedback about World Finance?

Here you see the reviews of our clients.

Friendly staff, excellent service helped when i needed extra money

Lenora Bins DDS

Highly recommend this buisness for a loan.

Mr. Mathew Armstrong

Very friendly staff and super helpful.

Dr. Ahmed Miller V

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Salem, New York

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Salem, New York is issued simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a customer will recieve.

APR

25% small loan cap

How will World Finance help issue a loan in Salem, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Salem, New York. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Salem, Illinois

BankORION

5301 44th Ave Dr, Moline, IL 61265, USA

+1 (309) 764-8811

www.bankorion.com

Anna Jonesboro National Bank

512 E Vienna St, Anna, IL 62906, USA

+1 (618) 833-2922

www.annanational.com

Walmart Money Center

Springfield, IL 62704, USA

www.walmart.com

Speedy Cash

4648 S Cicero Ave, Chicago, IL 60638, USA

+1 (773) 284-5758

www.speedycash.com

Vernon Hills Bank & Trust

1101 Lakeview Pkwy, Vernon Hills, IL 60061, USA

+1 (847) 247-1300

www.vernonhillsbank.com

Bank of America (with Drive-thru ATM)

1921 St Johns Ave, Highland Park, IL 60035, USA

+1 (847) 432-5000

locators.bankofamerica.com

A Plus Title Payday Loans

8983 Potter Rd, Des Plaines, IL 60016, USA

+1 (847) 768-5951

aplustitlepaydayloan.com

Hebron State Bank

9600 Main St, Hebron, IL 60034, USA

+1 (815) 728-8000

www.thestatebankgroup.com

Associated Bank

115 Elm St, Staunton, IL 62088, USA

+1 (618) 635-2234

www.associatedbank.com

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