Welcome to Our Online Loan Referral Service

4.4 7 reviews

1 S Linn St, Shannon, IL 61078, USA
+1 (815) 864-2111
fsbshannon-polo.com
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM

Domain Info

Created Date

2001-10-10

Mailing Address

Oklahoma, United States

Company Name

Bankonit

Bankonit

Contact Data

Feedback about First State Bank Shannon?

Here you read the feedback of our customers.

Friendly and courteous staff, couldn't ask for a better banking experience!

Kathleen Feest

Issued a debit card to someone else that was drawing money from my account.

Danika Beahan

First State Bank has provided outstanding service.

Blaze Lang

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Shannon, North Carolina

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Shannon, North Carolina is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a client will recieve.

APR

36% APR small loan cap

How will First State Bank Shannon help take out a loan in Shannon, North Carolina?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Shannon, North Carolina. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

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