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What people think about KCT Credit Union?
Below you find some of the testimonials of our clients.
I took out for a $1,000 payday loan when I needed money after car accident. There simply was no other solution. I found this site on the Internet. Other lender charged unbelievable rates. One lender declined me, another approved me for a smaller amount but here it got as much as I requested.
Melyssa Hettinger
Recently I experienced the most difficult situation in my life. I urgently needed $700 to cover utility bills. This institution helped me immediately. They were the only lender that approved me for the required amount. I dealt with all my problems. I will definitely recommend this website to my family. Best service in my life.
Jadon Dooley
I was embarrassed to borrow from my collegues so I decided to apply for a payday loan via KCT Credit Union. Found them on the net and the user reviews were good I have already applied 3 times and every time I was approved same day. Very satisfied.
Roselyn Jacobi
Important
Below you can see general information about payday loans and their common features.
Payday Loans in South Elgin, Illinois
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
It is trouble-free and fast to get approved for payday loans in South Elgin, Illinois. The APR will be set individually for each case and will depend on the personal data the person provided.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit rating you may still be able to take out a payday loan. Such loans are created to help meet the needs of individuals with lower credit scores. There are companies who may be ready to offer you a payday loan even if you have a bad credit rating. You will need a regular income to be eligible for a bad credit payday loan.
To get accepted for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in South Elgin, Illinois
Edward Jones - Financial Advisor: Tony L Moore, AAMS®
1853 S Main St Suite B, Jacksonville, IL 62650, USA
+1 (217) 243-0412
www.edwardjones.com
State Bank of Saunemin
59 North St, Saunemin, IL 61769, USA
+1 (815) 832-4456
www.statebankofsaunemin.com
First Mid Bank & Trust Monticello
219 W Center St, Monticello, IL 61856, USA
+1 (217) 762-2111
www.firstmid.com
Edward Jones - Financial Advisor: Blake Davis, CFP®
712 N Webster St, Taylorville, IL 62568, USA
+1 (217) 777-2700
www.edwardjones.com
Hoffman Estates Community Bank
2200 W Higgins Rd, Hoffman Estates, IL 60169, USA
+1 (847) 882-1000
hecommunitybank.com
