Land of Lincoln Credit Union Payday Loans Review

4 4 reviews

Organization owner?

300 S Grand Ave W, Springfield, IL 62704, USA

+1 (217) 528-0677

www.llcu.org

Thursday

8AM–5PM

Friday

8AM–5:30PM

Saturday

8AM–12PM

Sunday

Closed

Monday

8AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Land of Lincoln Credit Union?

Below you find some of the testimonials of our customers.

This place is family!

Mr. Dashawn Prosacco

I came here and there was absolutely no problem getting the money I needed.

Kristian Grady

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Springfield, Massachusetts

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Springfield, Massachusetts. Loans from payday lenders can get you cash same day. Your APR will depend on several factors.

APR

23% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with bad credit scores. There are lenders who may be ready to offer you a payday loan even if you have a poor credit score. You will need a stable income to apply for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.