Welcome to Our Online Loan Referral Service

4 4 reviews

300 S Grand Ave W, Springfield, IL 62704, USA
+1 (217) 528-0677
www.llcu.org
Thursday
8AM–5PM
Friday
8AM–5:30PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8AM–5PM

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What people think about Land of Lincoln Credit Union?

Below you find some of the testimonials of our customers.

This place is family!

Mr. Dashawn Prosacco

I came here and there was absolutely no problem getting the money I needed.

Kristian Grady

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Springfield, Massachusetts

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Springfield, Massachusetts. Loans from payday lenders can get you cash same day. Your APR will depend on several factors.

APR

23% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with bad credit scores. There are lenders who may be ready to offer you a payday loan even if you have a poor credit score. You will need a stable income to apply for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Springfield, Illinois

Fifth Third Bank & ATM

4137 W 167th St, Country Club Hills, IL 60478, USA

+1 (708) 647-2010

locations.53.com

Solutions Bank - Poplar Grove State

109 N State St, Poplar Grove, IL 61065, USA

+1 (815) 765-3333

www.solutions.bank

Cash Store

1700 Parkway Plaza Dr Ste 2, Normal, IL 61761, USA

+1 (309) 862-1826

www.cashstore.com

Drive Cash

Quincy, IL 62305, USA

+1 (217) 209-0227

Old Second National Bank ATM

910 E Stevenson Rd, Ottawa, IL 61350, USA

+1 (877) 866-0202

www.oldsecond.com

Caliber Home Loans

1431 Opus Pl Suite 135, Downers Grove, IL 60515, USA

+1 (800) 401-6587

caliberhomeloans.com

TCF Bank

1485 Palatine Rd, Hoffman Estates, IL 60195, USA

+1 (800) 823-2265

www.tcfbank.com

First American Bank

One Bank Ln, Buffalo Grove, IL 60089, USA

+1 (847) 520-8088

www.firstambank.com

Republic Bank

2720 Hassert Blvd, Naperville, IL 60564, USA

+1 (630) 922-1500

republicebank.com

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