Welcome to Our Online Loan Referral Service

5 reviews

610 E St Joseph St, Springfield, IL 62703, USA
+1 (217) 726-8877
www.hcu.org
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

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What people think about Heartland Credit Union?

Below you read some of the opinions of our clients.

A couple of weeks ago I urgently needed $500 to pay for a son’s college. I filled out an application form via the website of Heartland Credit Union. I entered the basic personal information. No phone calls. The requested amount was approved within 15 minutes. The money was sent to my bank account within 3 hours. Fantastic website!

Quinn Davis

It decided to fix my credit because I had no chances of getting accepted for a student loan. So I applied for a payday loan via Heartland Credit Union. Took out 2 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very happy.

Ernie Lowe

I asked Heartland Credit Union for help. Everything was done very fast. Had the funds in my account the same day. Employees are very caring. Good experience!

Cloyd Reinger

I applied for a $1,000 cash advance when I needed money after car accident. There simply was no other solution. I came across this website on the Internet. Other lender charged unbelievable rates. One lender denied me, another approved me for a smaller amount but here it got as much as I wanted.

Kasandra Gibson

Important

Now you can read general characteristics of payday loans.

Payday Loans in Springfield, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Springfield, Massachusetts is are easy to get. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on other circumstances. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Springfield, Illinois

Republic Bank

2136 S Oak Park Ave, Berwyn, IL 60402, USA

+1 (708) 637-9100

republicebank.com

Security Finance

610 Broadway St, Quincy, IL 62301, USA

+1 (217) 228-2210

www.securityfinance.com

ATM (Regions Bank)

234 N Elm St, Centralia, IL 62801, USA

+1 (800) 734-4667

www.regions.com

Woodforest National Bank

9245 W 159th St, Orland Hills, IL 60487, USA

+1 (708) 364-1690

www.woodforest.com

Community Plus Federal Credit Union

526 E Champaign Ave, Rantoul, IL 61866, USA

+1 (217) 893-8201

www.cplusfcu.org

Evergreen Park Schools Federal Credit Union

9901 S Kedzie Ave, Evergreen Park, IL 60805, USA

+1 (708) 229-0322

www.epsfcu.org

LendNation

11 Bellevue Park Plaza, Belleville, IL 62226, USA

+1 (618) 233-2100

www.lendnation.com

Mutual Financial Corporation

1480 Renaissance Dr UNIT 105, Park Ridge, IL 60068, USA

+1 (847) 375-0200

mutualfinancialcorp.business.site

Cash America Pawn

12834 S Ashland Ave, Calumet Park, IL 60827, USA

+1 (708) 389-6065

www.cashamerica.com

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