Welcome to Our Online Loan Referral Service

5 2 reviews

3131 Wabash Ave, Springfield, IL 62704, USA
+1 (217) 547-3600
www.hickorypointbank.com
Thursday
8AM–5PM
Friday
8AM–5:30PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

2000-03-18

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Hickory Point Bank & Trust?

Below you see some of the reviews of our clients.

I contacted Hickory Point Bank & Trust for help. Everything was done very quickly. Had the money in my account the next morning. Employees are very competent. Good experience!

Edd Lesch PhD

Used Hickory Point Bank & Trust for the second time. The company is reliable. They always keep you informed on your debt. No hidden fees. You can always extend your loan. They are always there when I need extra money.

Prof. Norbert Hudson IV

I took out for a $1,000 cash advance when I needed money after vacation. There simply was no other solution. I came across this lender on the Internet. Other lender charged unbelievable rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I needed.

Heaven Adams I

Yesterday I needed $800 to cover medical bills. I decided to contact Hickory Point Bank & Trust. They only approved me for $600 but the process itself was effortless, and their rates were attractive.

Madeline Renner

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Springfield, Massachusetts

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans may turn out an easy and speedy solution to a short-term problem in Springfield, Massachusetts. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few things.

APR

23% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit history an increased chance to get accepted for such loans. A payday loan may be the only option available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your capabilities and pay off your loan commitments on scheduled.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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FCB Banks

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World Finance

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PNC Bank ATM

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Associated Bank

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www.associatedbank.com

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