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1 4 reviews
Loan agency in Franklin County, Illinois

1308 IL-37, West Frankfort, IL 62896, USA
+1 (618) 937-4665
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Feedback about Merchants Credit Guide?

Here you grapple with the reviews of our customers.

Took too much money out of our bank!

Stella Powlowski

Redialed to see who it was, wouldnt give me name or who she was with.

Mrs. Corene Ferry V

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes users get acquainted common information about payday loans.

Payday Loans in West Frankfort, Illinois

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in West Frankfort, Illinois is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates you will get.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Merchants Credit Guide help take out a payday loan in West Frankfort, Illinois?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be credited to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to issue a cash advance. The lender process many aspects such as financial solvency to approve the request. Payday loans in West Frankfort, Illinois may help enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in West Frankfort, Illinois

World Finance

216 S State St, Jerseyville, IL 62052, USA

+1 (618) 498-9892

www.loansbyworld.com

Banterra Bank

1501 US-45, Eldorado, IL 62930, USA

+1 (618) 273-2242

www.banterra.com

1st MidAmerica Credit Union

300 W County Rd, Jerseyville, IL 62052, USA

+1 (800) 345-4216

www.1stmidamerica.org

Peoples Bank

12261 Archer Ave, Lemont, IL 60439, USA

+1 (630) 257-1400

www.ibankpeoples.com

Associated Bank

16 N Spring St, Elgin, IL 60120, USA

+1 (847) 742-3800

www.associatedbank.com

Edward Jones - Financial Advisor: Sara L Mills

426 S 3rd St Suite 1 C, Geneva, IL 60134, USA

+1 (630) 232-2204

www.edwardjones.com

First American Bank

739 E Boughton Rd, Bolingbrook, IL 60440, USA

+1 (630) 547-9050

www.firstambank.com

Edward Jones - Financial Advisor: David M Stokes, AAMS®

301 E Front St, Bloomington, IL 61701, USA

+1 (309) 821-1776

www.edwardjones.com

Sigel Community Bank

202 Main St, Sigel, IL 62462, USA

+1 (217) 844-2400

www.teutopolisstatebank.com

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