Welcome to Our Online Loan Referral Service

5 2 reviews

25 E Cherry St, Winchester, IL 62694, USA
+1 (217) 742-9505
www.farmersstate.com
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed

Domain Info

Created Date

1997-03-26

Mailing Address

Illinois, United States

Company Name

Farmers State Bank

Farmers State Bank

Contact Data

Feedback about Farmers State Bank?

Here you see the feedback of our customers.

I often issue a cash advance to a card in Farmers State Bank. It is very efficient. If you give it back quickly, the percentage is reasonable. Employees politely and intelligibly explain all the terms.

Jacklyn Wisoky

Farmers State Bank applied for a loan secured by a vehicle for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Mabel Reichert

Pay Attention

Lenders are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Winchester, Massachusetts

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Winchester, Massachusetts is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a customer will recieve.

APR

23% small loan cap

How will Farmers State Bank help issue a payday loan in Winchester, Massachusetts?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Winchester, Massachusetts. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

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Heritage Credit Union

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Edward Jones - Financial Advisor: Bob Schachner

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