Welcome to Our Online Loan Referral Service

4 reviews

807 W John St, Yorkville, IL 60560, USA
+1 (877) 866-0202
www.oldsecond.com
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM

Domain Info

Created Date

1997-06-15

Mailing Address

Company Name

Contact Data

What people think about Old Second National Bank ATM?

Below you see some of the reviews of our customers.

Seems a fake website. They ask for too many personal information. I think it’s dangerous to distribute such data [online|on the Internet. You’d better find another lender.

Olaf Ryan II

The website does not work so I can not apply for the loan…

Derrick Muller

Ridiculous interest rate. Had to pay off really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Client service was terrible too. The lady in the chat was very impolite. Not happy. Better search for another loan provider.

Darrion Dietrich

Beware! It’s a spam! They call me every day from multiple phone numbers. Tired of blocking these numbers. Never give them your personal information!!

Mr. Jerrod Wiegand Jr.

Pay Attention

Above there is information about a exact company. Below you can read common features of payday loans.

Payday Loans in Yorkville, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may seem like an easy and speedy solution to a short-term problem in Yorkville, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on a few factors.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on specific factors. They will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

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