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Feedback about Dekalb Financial Credit Union?
Here you read the feedback of our clients.
I contacted Dekalb Financial Credit Union 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?
Damian Powlowski
For 6 months I have not been able to make the resource to transfer the information about the closing of the loan for 2019.
Unique Aufderhar
I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a loan for 16 days. As a result, I paid $850 with all the charges.
Dixie Upton DVM
I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.
Adell Mann
Pay Attention
The first three points describe the certain lender. In other turn, below-shown info makes people get acquainted common information about payday loans.
Payday Loans in Auburn, New York
According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.
Payday loans in Auburn, New York are taken out problem-free. The interest percentage depends on the customer's person-related information: if you pay off more payday loans, the more favorable terms and rates lenders offer.
APR
25% small loan cap
How will Dekalb Financial Credit Union help issue a loan in Auburn, New York?
- Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with customer data. It will take several minutes to consider the application. The money are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every customer should fill out the following data:
Then submit an application to recieve an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Auburn, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Auburn, Indiana
check n go, Check `n Go Store Directory
2363 Highway 135 NWSte 118, Corydon, IN 47112, USA
+1 (812) 734-1311
Indiana Members Credit Union
2401 W University Ave, Muncie, IN 47303, USA
+1 (765) 747-3727
imcu.com
Edward Jones - Financial Advisor: Erika J Hayes
1105 Broad St, New Castle, IN 47362, USA
+1 (765) 465-4638
www.edwardjones.com
