First Merchants Bank Payday Loans Review

5 reviews

Organization owner?

2200 Elmwood Ave Suite D17, Lafayette, IN 47904, USA

+1 (765) 423-7163

www.firstmerchants.com

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

[email protected]

+1.5043550545

Feedback about First Merchants Bank?

Here you grapple with the feedback of our customers.

Thanks to the employees for the competent service. They assisted in difficult times. For application you only need an ID.

Millie Fay

I issued a loan when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One declined, the other issued at too high a interest rate, but here it was approved as I wanted.

Erin Fay V

want to express my deep gratitude to First Merchants Bank for believing my case. I had some problems with a credit rating, but this service helped me and took out a loan.

Miss Jewel Murazik

First Merchants Bank seemed to me the safe. At least no insurance and extra charges. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Stefanie Volkman

I apply quite often. I am satisfied with the terms. There is online round the clock service.

Dr. Eugene Doyle I

Pay Attention

Lending companies are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Lafayette, New Jersey

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Lafayette, New Jersey is issued simply and quickly. The interest rate is specified considering the category of the customer: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

30% usury cap

How will First Merchants Bank help issue a loan in Lafayette, New Jersey?

24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Lafayette, nj consider this circumstance not an obstacle to take out a loan. The customer of a cash advance should be ready to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only solve current problems, but improve the credit score.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Lafayette, Indiana

Edward Jones - Financial Advisor: Brock Bush

1323 E Hackberry St Ste 105, Salem, IN 47167, USA

+1 (812) 404-4088

www.edwardjones.com

Edward Jones - Financial Advisor: Scott D Thieme, AAMS®

132 N Harrison St, Warsaw, IN 46580, USA

+1 (574) 267-6330

www.edwardjones.com