First Merchants Bank Payday Loans Review

4.8 4 reviews

Organization owner?

7435 West U.S, US-52, New Palestine, IN 46163, USA

+1 (317) 861-9400

www.firstmerchants.com

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

[email protected]

+1.5043550545

Feedback about First Merchants Bank?

Here you read the feedback of our clients.

Yesterday I needed extra funds, I decided to addressed First Merchants Bank. They quickly approved the amount required, and besides, they offered favorable terms at a low interest rate.

Prof. Myrtis O'Kon DVM

Yesterday I needed extra money, I decided to contact First Merchants Bank. They quickly approved the amount necessary, and besides, they offered reasonable terms at a low interest rate.

Lora Cartwright

First Merchants Bank is quite good, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Nelle Nitzsche

Good service with a favorable percentage. Money transferred immediately, I always use First Merchants Bank.

Rickie Kerluke

Thanks to the specialists for the competent service. They assisted in difficult times. For application you only need an ID.

Spencer Mann Sr.

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes users grapple with shared information about payday loans.

Payday Loans in New Palestine, Indiana

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in New Palestine, Indiana is issued simply and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will First Merchants Bank help take out a payday loan in New Palestine, Indiana?

Round the clock service. Every client may address the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to visit any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be considered within minutes. The funds are transferred in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in New Palestine, in will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in New Palestine, Indiana

Fifth Third Bank & ATM

661 S Green River Rd, Evansville, IN 47715, USA

+1 (812) 474-2711

locations.53.com

OneMain Financial

1309 N National Rd, Columbus, IN 47201, USA

+1 (812) 379-4471

www.onemainfinancial.com